Is this coverage mandatory? Or will it be?
Yes. This D.C. Act 24-796 was signed and enacted by the Mayor's signature as of January 26, 2023. The "Protecting ...
I’m a neighbor, can I buy this coverage for the project next to me?
No. However if you have purchased property insurance on your structure it is likely covered subject to your deductible and ...
Is this insurance coverage already included with my commercial general liability?
Most commercial general liability coverage purchased by a contractor or developer will automatically cover such claims. However, such policies may ...
Is coverage available for any kind of permit or only additions, alterations, and repairs?
Yes, there are other permit types that can be covered. For permits involving new construction, sheeting and shoring and exterior ...
What is the difference between this policy and Builders Risk Insurance?
Builders risk is a property coverage that covers the structure being built. For example, if a construction project had materials ...
Is this policy the same as having my neighbor as an additional insured on my commercial general liability policy?
No. Liability policies do not cover an insured for injury or damages to themselves or their own property or property ...
If I have 10 permits or projects underway how much will coverage cost?
In the contractor established APPC program, once the contractor is underwritten and approved, jobs may be added at any time. ...
Can an adjacent property owner make a claim?
The coverage issued is liability coverage for the project owner and/or the contractor. While the District does not make provisions ...
Can either the contractor or property owner obtain coverage?
Yes. However, if the project owner is arranging and purchasing APPC, the policy is endorsed to exclude the contractor as ...
Who can buy the insurance policy?
The most efficient way to purchase coverage is through a contractor participating in the program. At the time the permitting ...
